Solutions
APG Debt Settlement Solutions
APG SOLUTIONS – APG Debt Settlement Solutions (DebtSol©) is a proprietary and modular system that provides debt relief to consumers with unsecured debt who are looking for the most cost effective and efficient ways to settle and eliminate them. DebtSol© follows an orderly and well-researched process which is substantiated by law and supported by educational and supportive materials, customer service, and legal counsel.
APG DebtSol© – The Debt Resolution System The DebtSol© program consists of 7 steps which build on each other to offer an effective solution for North Americans who are “debt sick” and looking for the cure. We are very proud to introduce the APG DebtSol© system to prospective Agents and Affiliates. Once you read and understand our product and service offering, we know that you will see the incredible potential of this opportunity.
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Step 1: How To Control Your Creditors© – Educate, understand, assess
How To Control Your Creditors© is a free E-Book available for download. Knowledge is power and those beleaguered by debt feel powerless and vulnerable. Before a customer can make an educated decision on what to do about his debt, he needs to know what his options are. This is the rationale behind How To Control Your Creditors©. The E-Book covers such topics as the history of debt, rights of the consumer, options within the marketplace, the debt collection process, and an explanation of our methodology in debt settlement and elimination.
Since no decision can be based on general knowledge of the industry alone, we also offer a free personal debt analysis based on a proprietary questionnaire called DebtAssist©. We have developed a concise and customer friendly questionnaire that provides a good profile of the individual’s debt situation and at the same time provides a reality based picture of their personal debt solution requirements. Through this process we begin to understand our customer so we may offer the correct debt resolution options which meet our customers’ specific needs.
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Step 2: The Financial Shield© – The Power Generator
The purpose of the Financial Shield© is to ward off the imminent collection advances of lenders and to provide a time buffer during which assets are protected from levies and attachment. The Financial Shield© does not eliminate debt. It is a “power generator” in that it shifts control away from the banks and places it in the hands of the consumer, where it should be.
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Step 3: Control your Creditors© – The Debt Resolution Process
The APG Control your Creditors© system is a powerful debt settlement program that provides our customers with the knowledge, tools, and support from the core event of establishing the time-buffer to hold off creditors, keeping them at bay without consequences, through to legal defense and credit repair. It offers a prevention plan from the fear of wage or salary garnishment. It provides the forms, letters, and motions needed to prevent and defend against creditor suits. Our customers can log on to the APG members area and access this powerful resource library to guide them through the debt resolution process.
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Step 4: CreditGuard© – The Privacy Package
CreditGuard© provides our customers with relief from those demeaning collection calls and intimidating collection notices. There are two effective components to the APG CreditGuard© package; The TeleGuard© and MailGuard© services.
TeleGuard© – This service redirects harassing phone calls from customer’s creditors to our TeleGuard© operators. Our operators are experienced in dealing with the abusive calls from creditors. It is their mission to protect and uphold our customer’s privacy. And they do it with a smile.
MailGuard© – This Service receives our customer’s mail, collection notices and other debt related “nasty grams”. Mail is then forwarded to our client with special attention to debt notices. Our customer then can respond to the notices as they choose via our MailGuard© service thus protecting their privacy. A unique feature of the CreditGuard© service is that the phone number and mailing addresses are located in a garnishment protected state, which assists in preventing wage garnishment.
Through the CreditGuard© Solution, customers get immediate relief from the constant irritation of having to deal with the collection companies “telephone tough guys” or the snail mail “debt threats”. Our customers can carry on with their normal lives, take care of business at hand and, feel comfortable in knowing that APG is protecting their privacy.
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Step 5: CreditRSVP© – The Response Package
Collection letters need to be answered. They don’t go away by balling them up and throwing them out. An unanswered collection letter worsens and prolongs the process. The APG CreditRSVP© service has attorney-trained staff in place who reply to the “nastygrams” for you.
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Step 6: DebtResolve© – The Debt Settlement Process
The DebtResolve© process demonstrates to creditors that you are in the hands of APG professionals who are well versed the debt industry. Our system makes their debt collection efforts too time and labor intensive. This is when our legal team takes over and negotiates a “dime on a dollar” settlement..
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Step 7: CreditCleanUp© – The Bad Credit Sweep
The purpose of CreditCleanUp© service is to remove adverse and incorrect items from your credit file. After the debt resolution process is complete, our Attorneys deal with the credit reporting agencies to insure that your credit files are correct. This service has proven to be effective in significantly increasing credit scores.
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